Auto Insurance Information
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Auto Insurance in Nevada
According to the Financial Responsibility Laws in Nevada, drivers are only required to carry minimal amounts of liability coverage to be legally able to drive. The coverage required is commonly referred to as 15/30/10, which really means:
- $15,000 per person injury coverage
- $30,000 per accident injury coverage
- $10,000 per accident for property damage
This insurance doesn't protect you from uninsured or under-insured motorists, so that is one thing to keep in mind. Even though this is all the coverage the law requires, it isn't enough to ensure financial security for you, so you should purchase more coverage if you need it. Generally speaking, unless you have thousands of dollars just lying around, you should consider purchasing more insurance coverage than what is required to make sure you're protected.
Auto insurance in Nevada provides that rates be determined based on various factors, including things like your driving record, the type of car you're insuring, and the amount of coverage you want. You will need to shop around for car insurance to make sure that you get the best deal possible. By comparing rates and various amounts of coverage, you can often find affordable insurance rates with the coverage that you need.
