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Auto Insurance in Kentucky

Auto insurance in Kentucky is very similar to many other states. Only a minimum amount of coverage is required to drive legally, and is relative to the amounts required by other states. It's always suggested that you purchase more coverage, though, just for your own financial security in the event of an accident that exceeds your insurance limits. According to state law, Kentucky insurance requirements are as follows:

•     $25,000 per person for bodily injury
•     $50,000 per accident for bodily injury
•     $10,000 per accident for property damage coverage

One way to save money on insurance rates in Kentucky is to raise your deductibles on your policy. You can also shop around and compare policies and rates until you find one that suits your needs. There are hundreds of insurance companies, and quotes are free, so it's up to you as to how many you get. Also, you might be eligible for certain discounts on your auto insurance in Kentucky, depending on your situation.

Kentucky insurance rates are determined based on a variety of factors, including:

•     driving record
•     vehicle being insured
•     amount of coverage desired
•     credit rating
•     age, gender, and marital status
•     garaging address

If you keep these things in mind, you can be an informed consumer and find a great auto insurance policy that meets your needs with little trouble.