Save Hundreds on Your
Auto Insurance!

Get a Free Quote - No Obligation

Auto Insurance in Arkansas

Arkansas tracks auto insurance policies in a computer database that matches vehicle identification numbers (VINs) with active policies in the system. Aside from just purchasing insurance, you must also ensure that it is filed properly so that you're not cited for not having insurance. Minimum state requirements for insurance are as follows:

•     $25,000 per person for injury coverage
•     $50,000 per accident for injury coverage
•     $25,000 property damage per accident

It's always a good idea to purchase more insurance than what is required by state law to prevent legal problems and financial distress in the event of a major accident. Another great consideration is to purchase uninsured motorist coverage so that you're covered in the event that you're hit by an uninsured driver.

Auto insurance in Arkansas is based on a few different factors, including the type of car you drive, how much coverage you want, and your driving record. Other factors such as age, gender, and garaging address may also be considered, but are less important. It's imperative that you take the time to shop around and find the right policy for your needs. It's better to pay a little extra for more coverage than to not have enough and face lawsuits or out-of-pocket expenses into the thousands.