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Auto Insurance in Alaska

Auto insurance in Alaska is required by law, as in most states. The specific amounts of coverage are pretty standard, but will not cover every expense involved in an accident. While they have higher limits than most states, it's still not the most coverage you can get, so you should consider getting more coverage if you can. By law, Alaskan drivers must carry $50,000 per person and $100,000 per accident for injury coverage, as well as $25,000 per accident for property damage.

Other insurance endorsements or coverage that you can purchase include:

  •     Uninsured motorist coverage
  •     Comprehensive coverage
  •     Collision coverage
  •     Medical payments coverage
  •     Rental reimbursement, towing coverage, and roadside assistance


Auto insurance in Alaska is calculated by a few determining factors, including: your driving record, age, and gender, the type of vehicle you are trying to insure, and the amount of coverage you want. You need to shop around when it comes to auto insurance to make sure that you get the best possible deal that you can on your rates and coverage.

There are also discounts available to certain people for certain situation, so this is important to consider, as well. Ask the companies you apply with if you are eligible for any auto insurance discounts, to see what is available. As long as you invest the time and effort, getting auto insurance in Alaska can be a simple process.